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If we assume it’s $20 per day for wifi access that includes additional abilities (which many guests would need to work remotely), that’s $7,300 per year. Business Insider spoke with three people with different experiences living on a cruise ship. They spent anywhere from zero to $30,000 a year to enjoy this lifestyle and lived at sea for up to 300 days within a year.
Ship & Sailing Region
Shopping for Carnival's cheapest cruises on older ships, I could get the average below $50 per person per night in inside cabins and around $110 in balcony cabins, including port taxes and fees. That means your cruise fare could be as little as $18,250 per person per year. Also important is considering the cost of medical care aboard, which can add a significant amount to your overall cruising expenses if not planned well ahead. As part of this planning process, it’s smart to look into options such as onboard health insurance or alternative ways to cover potential medical costs during your time out at sea.
We Priced a Year’s Worth of Cruises to Get a True Cost
You'd have to manage prescription medications from a distance for long periods of time, and schedule time off the ship for routine checkups. Any medical emergencies might require you to be airlifted from the ship, and the distance to the nearest hospital could be quite far. Living on a cruise ship full-time can be a cost-effective choice, as the initial cost covers your accommodation and meals.
Cruises
By limiting the amount spent on board, you can cut thousands off this estimated total. Just know that you’ll definitely need to open your wallet to live full-time in paradise. If you truly want to live out your Suite Life on Deck dreams and you’re still in high school or just starting college, consider looking into Semester at Sea. When a residence on The World goes on the market, you probably won’t find one for less than a million dollars. Consider how you want to utilize public spaces like lounges and outdoor decks. If you want a quiet, smaller ship, you’ll probably go for an older vessel with fewer bells and whistles.
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Doing so can prevent you from getting sick on a cruise and being stuck at sea without access to the help you need. One of the biggest benefits of living on a cruise ship is that you get to explore the world – and we literally mean the world. Living on a cruise ship might sound like a dream to some of us, but the reality is that there’s a lot more to retiring on a cruise ship than just packing your bags and setting sail. Here are the pros and cons of living on a cruise ship that you should know about.
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However, it’s important to note that there are additional expenses to consider. Living on a cruise ship year-round offers constant travel and new experiences, with amenities and services at your disposal to make your life comfortable and enjoyable. The sense of community among passengers is truly remarkable in cruise ship living. With high turnovers being common during short-term vacations, long-term cruises offer relatively stable communities where lasting bonds can flourish. However, if you fall ill while the ship is at sea, a full-service hospital might be hours or days away -- problematic if you need immediate care the limited onboard facility can't provide. Also, depending on where in the world you're sailing, medical care in port might not be as good as what you're used to at home.
The former ms Veendam for Holland America Line, Victoria Majestic has now been turned into a residential ship and will soon set sail with Victoria Cruises. The ship isn’t particularly family-friendly – kids are welcome, but there isn’t much for them to do. Understandably, the ship is primarily aimed at a mature audience as it’s likely to be retirees who wish to live on a cruise ship. The World is the largest private residential ship on the planet with 165 residences. It has 106 two- and three-bedroom apartments, 19 one- and two-bedroom studio apartments and 40 studios.
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This year, Gutridge budgeted $30,000 to live on a cruise ship full time. Something else to keep in mind is the quality of care you could receive on a cruise ship. Ships are required to maintain medical staff on-call 24/7, including at least one physician. That’s reassuring for emergencies but if you have a non-life-threatening condition that requires specialized treatment, that may be more difficult to come by on the ship.
Set Sail and Live on a Cruise Ship
However, this drawback is often outweighed by the benefits of constant travel, access to amenities and services, and the sense of community that comes with cruise ship living. Accommodating regular check-ups poses another challenge in the cruise ship lifestyle as ships often dock at various ports around the world. Therefore, coordinating with local healthcare providers for routine consultations is essential. Taking care of your health becomes a bit more complex when living on a cruise ship full-time. The availability and extent of medical facilities vary across different cruise lines like Carnival Cruise Line, Royal Caribbean, and Norwegian Cruise Line.
For that, you'll need a travel or ex-pat health insurance plan, with costs ranging from around a hundred per month to thousands, depending on your coverage specifics. Plus, your cruise retirement could be cut short at any point by health issues. They won't hesitate to kick you off the ship if you need more appropriate care on land – and then you'd need to quickly find a new place to live while suffering from medical concerns. For purposes of comparing the costs to traditional cruise ships, the living fee in the inside cabin on MV Narrative is $85 per person per night and the one-bedroom suite is $152 per person per night. These figures are in addition to the upfront costs of buying or leasing.
Prices start at $89 per person, per night and there are a range of itinerary options from 35 days up to 120 days, with the option to combine any that you like. Arguably the better way to live on a cruise ship is to choose one that’s designed for permanent living. The easiest way to enjoy living on a cruise ship for the long term would be to look for world cruises. Some of the longest run for six months, but three months is more common. In this guide, I’ll take you through all the options for living on a cruise ship.
Assuming two cruises booked per year at that rate, the annual cost of retiring on a cruise ship would be $71,798. That, indeed, looks like a cost-saving over a traditional retirement – assuming you’re okay with having less space to yourself than you would on land. Much of the costs of your cruise are settled before you even get onboard, especially if you’ve opted for an all-inclusive option. That said, the average person should expect to spend $50-$100 in additional costs per day on their cruise. However, there may be additional expenses based on your lifestyle and what you choose to do on the cruise. This includes drinks and casino spending, not to mention the money you may spend at the ports.
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